TxFlow – Launch of the Workbench !
Address remediation for ISO 20022 with control and traceability. TxFlow Workbench brings the full remediation process into one place.
Read MoreThe cover payment is missing. Can AI resolve the case end to end ?
August 20, 2026 Yes. 💼 But why now ? – Payment volumes are growing, and so is E&I workload– ISO 20022 brings richer data, but operations may not be ready– Mere compliance to standards won’t reduce E&I costs– Cost, quality and automation upside already justify action– Shadow AI is not sustainable. Enterprise AI is. ⚙️ […]
Read MoreISO 20022 Postal Address Structuring — Vendor Benchmarking
August 6, 2026 With the 14 November 2026 CBPR+ address deadline approaching, address-structuring solutions are flourishing. It is exciting to see a field Alpina has been pioneering with TxFlow for several years now attracting a growing ecosystem of solutions. ioNova AI has taken on the challenge of benchmarking this landscape through a detailed 25-criterion evaluation […]
Read MoreReady to let clients go ?
August 13, 2026 Payment investigations still mean: * 3%+ customer attrition linked to poor E&I experiences* 5–8 days average resolution time* $1.6bn estimated annual industry cost Source : Deutsche Bank’s Guide to ISO 20022 exceptions and investigations (E&I) migration and case orchestration. “ISO 20022 is a generational shift […]. The cost of inaction [on E&I] […]
Read MoreInvestigations won’t keep pace with ISO 20022.
June 9, 2026 Investigations won’t keep pace with ISO 20022. At least not as-is. Payments are becoming faster, richer, and increasingly interconnected across rails and institutions. Yet when something goes wrong, operations teams still largely rely on fragmented systems, manual searches, and slow interbank coordination.Industry estimates highlight the scale of the challenge : • $1.6B […]
Read MoreAgentic AI for faster E&I investigations
March 12, 2026 🔎 Payments exceptions and investigations (E&I) are a daily reality for banks. When a cross-border payment fails, operations teams must reconstruct what happened across multiple banks and multiple ISO 20022 messages. In this demo, TxAgent paired with Claude investigates a failed payment automatically. Using messages such as camt.110 and camt.111, the agent:– […]
Read MoreTxAgent: An ISO 20022 AI Agent Industrialized with Massive Parallel Testing
January 27, 2026 Abstract Banks and large enterprises are under pressure to accelerate payments investigations with AI across Compliance, Treasury, and Operations. Not just faster findings. AI also needs to produce results that are reproducible, evidence-backed, and audit-ready, otherwise most initiatives never move beyond a pilot [3]. TxAgent is the answer of Alpina Analytics to that challenge. TxAgent is an […]
Read MoreISO 20022 is not a format change. It’s a data shock.
December 1st, 2025 ISO 20022 is delivered. Understanding comes next. For years, ISO 20022 was described as a technical migration. An upgrade. A schema change. A regulatory mandate. Now a major milestone has finally been reached. On 22 November 2025, the coexistence period ended for the major cross-border MT payment messages (MT 103, MT 202 […]
Read MoreISO 20022 – Day One
November 28, 2025 ISO 20022 is not just a language.It’s the virtual network of global money flows. Worldwide. Now. 🌐 With the switch today from the 50-year-old MT format to ISO 20022 for all cross-border payments on Swift , a real milestone is reached. This is more than a technical update. It is the moment […]
Read More76% of banks see ISO20022 as strategic, not merely regulatory
October 28, 2025 This insight stems from a survey from KPMG, relayed by Courtney H. Trimble during the panel “The Journey to Rich Data: What’s next for ISO 20022” held at Sibos 2025 [1]. Insights from the panel “The Journey to Rich Data: What’s next for ISO 20022” 👇 💰 Corporate benefits – Utilities: analyze […]
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