- Structure postal addresses for ISO 20022 compliance.
- Accelerate exceptions & investigations (E&I) with evidence-backed AI.
See it in action
How can we help you?
Fix your data.
~60%
of debtor addresses in CBPR+ payments were still unstructured, mid-2026
- Swift's deadline will come again
- Sanctions false positives can be reduced now
Structuring and remediation of financial messaging data.
- ISO 20022 and legacy MT in. Hybrid or fully structured out.
- Uncertain results go to review, not to a guess.
- Field-level audit trail. Source fidelity preserved.
From unstructured addresses…
<PstlAdr>
<AdrLine>HOOGSTRAAT 6
<AdrLine>18TH FLOOR
<AdrLine>1000 BRUSSELS, BELGIUM
</PstlAdr>
… to hybrid addresses
<PstlAdr>
<PstCd>1000
<TwnNm>BRUSSELS
<Ctry>BE
<AdrLine>HOOGSTRAAT 6, 18TH FLOOR
</PstlAdr>
Explore TxFlow
Use your data.
$1.6bn/year
spent investigating delayed payments (E&I), industry-wide
- Information gathering can be automated
- AI prepares. Humans approve.
AI-assisted payment investigations and operational workflows.
- Finds likely root causes across messages and evidence.
- Drafts resolutions. A person reviews and decides.
- Natural language, MCP and workflow integrations.
One case, start to finish
-
Capture the exception message
camt.110
<InvstgtnTp>
<Cd>CONR</Cd>
</InvstgtnTp>
Cover not received, on reference b542-4233, with a correspondent
waiting.
-
Gather the evidence
-
found
pacs.008
the customer transfer, on that same reference
-
missing
pacs.009
the cover payment, never sent
-
checked
camt.054
the account, showing no matching debit
Asked in natural language, from Claude Desktop.
-
Draft the resolution
-
draft
pacs.009
the cover that is owed
-
draft
camt.111
the reply to the asking bank
Evidence attached, duplicate risk ruled out.
Nothing is sent until a person approves.
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Insights and updates
Technical insight, product developments and practical experience with ISO 20022, payment
operations and AI.
-
Product update
Address remediation for ISO 20022 with control and traceability.
-
Investigation
A worked payment investigation, from missing evidence to proposed resolution.
-
Engineering
How investigation scenarios become repeatable tests for agent behaviour.
Explore all articles and updates
About Alpina Analytics
Alpina Analytics is a Swiss software company working in financial messaging, payment
operations and applied AI.
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