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TxAgent: An ISO 20022 AI Agent Industrialized with Massive Parallel Testing

January 27, 2026 Abstract Banks and large enterprises are under pressure to accelerate payments investigations with AI across Compliance, Treasury, and Operations. Not just faster findings. AI also needs to produce results that are reproducible, evidence-backed, and audit-ready, otherwise most initiatives never move beyond a pilot [3]. TxAgent is the answer of Alpina Analytics to that challenge. TxAgent is an […]

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ISO 20022 is not a format change. It’s a data shock.

December 1st, 2025 ISO 20022 is delivered. Understanding comes next. For years, ISO 20022 was described as a technical migration. An upgrade. A schema change. A regulatory mandate. Now a major milestone has finally been reached. On 22 November 2025, the coexistence period ended for the major cross-border MT payment messages (MT 103, MT 202 […]

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ISO 20022 – Day One

November 28, 2025 ISO 20022 is not just a language.It’s the virtual network of global money flows. Worldwide. Now. 🌐 With the switch today from the 50-year-old MT format to ISO 20022 for all cross-border payments on Swift , a real milestone is reached. This is more than a technical update. It is the moment […]

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TxFlow – ISO 20022 Data Intelligence Layer

October 24, 2025 The ones planning ahead already know it. Starting on 22 November 2025, institutions will have one year, until 14 November 2026, to remove unstructured postal addresses from ISO 20022 messages. From that point, hybrid addressing becomes the new default, paving the way for a fully structured format soon after. It’s more than […]

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New names, same mission

September 24, 2025 We’re excited to announce new identities for our two core products: 🌍 TxFlow (ex-Swiftflow)→ Turn ISO 20022 & MT into AI/BI-ready data 🔍 TxAgent (ex-Swiftagent)→ Act on transaction data with an AI assistant for self-service AI/BI Why the change ? We renamed our products to go beyond Swift and ISO 20022. The […]

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ISO 20022 — De-risk your migration

Mars 20, 2025 Context Migrating to ISO 20022 unlocks operational efficiency and deeper transaction insights, while paving the way for high-quality AI-powered services. However, achieving a migration that is accurate, swift, and cost-effective — “right, fast, and cheap” — remains a significant challenge. Financial institutions must navigate legacy system integration, increased data complexity, evolving regulatory […]

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ISO 20022 — Visualization

October 24, 2024 Abstract This article presents an innovative visualization tool for ISO 20022 data, allowing users to easily explore complex financial information. By offering views on geolocated entities, detailed message structures, and cross-message connections, the tool enhances data exploration and supports more informed decision-making for operations, compliance, treasury and customer insights. Also, it will […]

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ISO 20022 Address Structuring Demo !

ISO 20022 Address Structuring Demo ! August 23, 2024 The global migration to ISO 20022 for payment formats is slow and challenging. Transitioning from unstructured postal addresses to hybrid or structured formats is a real headache in that context. But we make it easy – convert addresses with just one click with TxFlow ! Features – […]

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ISO 20022 & AI : Transforming banking ?

ISO 20022 & AI : Transforming banking ? Recent projections from McKinsey & Company underscore the transformative potential of AI in the banking sector. Paired with Swift’s use cases for ISO 20022, this suggests an intriguing synergy. On the left: McKinsey’s insights on AI’s value in banking. Find the full article here. On the right: […]

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