From Transactions to Actions
TxAgent unlocks inter-banking transaction data (SWIFT MT, ISO 20022) through natural language interaction. Complex financial information becomes accessible to business and data analysts without technical expertise, enabling users to investigate flows, counterparties and patterns directly in plain English.
Beyond investigation, TxAgent empowers self-service reporting and visualization and the creation of tailored AI data pipelines for example with Machine Learning. It supports compliance investigations, treasury forecasting or customer insights, bringing the full value of transaction data into the hands of business and compliance teams.
Key contributions
- Conversational access: Ask questions in plain English about interbank transactions (e.g. “show me all pacs.008 transactions above $10k in July”), without needing schema or SQL knowledge.
- Scoped views: Allow users to define and focus on views of interest within the complex ISO 20022 dataset, filtering noise and highlighting what matters most.
- Self-service AI/BI: Empower business and compliance teams to generate their own reports and build tailored AI data pipelines for forecasting, compliance checks and automation.
- Cross-message navigation: Seamlessly traverse linked MT and ISO 20022 messages, for example from a payment initiation to its confirmation or investigation message.
- Traceable AI: Every response includes referenced fields and message IDs, ensuring outputs remain auditable and trusted in compliance-sensitive environments.
- Integration with TxFlow: Built natively on the TxFlow output data model — your direct shortcut to raw ISO 20022 — but also accepts third-party data.
See more in our knowledge base.
Use cases
Operations: Rapid answers without waiting for IT teams.
- Check payment statuses and confirmations across MT and ISO 20022 messages.
- Trace flows from initiation through settlement for reconciliation and exception handling.
Compliance: More efficient investigations with natural language access.
- Surface transactions linked to sanctions or high-risk jurisdictions.
- Generate auditable narratives for AML1/CTF2 cases.
Front office and Treasury: Actionable insights for relationship managers, corporate banking teams.
- Profile clients by transaction activity, geographies, counterparties, purpose codes and remittance information.
- Support corporate banking with transaction profiling, treasury flow analysis and cash forecasting.